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Finance

Take advantage of our fantastic finance options

Golden Castle are proud to provide flexible finance by Black Horse, the largest finance provider to the leisure industry in the UK.

With over 30 years’ experience Black Horse have developed a range of finance products tailored specifically for financing caravans.  So, not only can you trust Golden Castle will help you choose the best make and model for you, we’ll provide you with options to finance your caravan too.

Finance Options from Black Horse

Hire Purchase – spread the cost over 1 to 10 years

Black Horse Hire Purchase could help you buy your dream caravan whilst spreading the cost.  Available on both new and used caravans, and from a 1 year term right up to agreements of 10 years, their Hire Purchase option means you pay an initial deposit and then make regular monthly payments over the agreed term.  Once you’ve made all your payments, including the interest, the caravan is all yours!  The team at Golden Castle will work with you to submit your application to Black Horse, and subject to your application being approved and your deposit paid, we’ll start to prepare your new caravan for you to take away!

Personal Contract Purchase (PCP) – lower monthly payments

Black Horse Personal Contract Purchase (PCP) allows you to keep your monthly payments lower by deferring a large proportion of the amount of credit to the final payment at the end of your agreement.  The team at Golden Castle will work with you to agree an initial deposit and how long you want the agreement to run for.  From there we’ll calculate the Guaranteed Future Value (GFV) of your caravan and confirm your monthly payment.

Available on new caravans and across repayments of 1 to 5 years, the Black Horse PCP option means at the end of the agreement you’ll have three options…

  1. Part exchange your caravan subject to settlement of your existing finance agreement; new finance agreements are subject to status
  1. Return your caravan and not pay the Final Lump Sum Payment. If the caravan is in good condition you will have nothing further to pay. Further information on what is considered good condition can be found here.
  2. Pay the Final Lump Sum Payment to own your caravan.

Disclosure:  Golden Castle Caravans Ltd are registered with the FCA (No. 702824).  We are a credit intermediary and we use a limited number of providers.  We may be paid a fee or receive other benefits.  We do not charge for this service and we do not give financial advice.

Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by Black Horse Limited, St William House, resillian Terrace, Cardiff CF10 5BH.1

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